What are the Deadlines You Must Adhere to When Pursuing Compensation for Car Accident Injuries in Rio Rancho

By Admin On Oct 27, 2022 18

Did you suffer injuries in a car accident in Rio Rancho caused by another driver’s negligence? If so, you may be entitled to compensation for the harm caused to you. But, recovering the compensation you deserve can be pretty challenging. Aside from the insurance company to deal with, you must also adhere to a strict legal deadline when filing an insurance claim. In New Mexico, you need to be mindful of the timelines that insurance providers put in place and the statute of limitations enforced by the state. To make sure you do not miss any deadlines, you should consider working with one of the best car accident lawyers Rio Rancho who will handle a lot of aspects of your claim.

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Statute of Limitations for Car Accident Claims

In New Mexico, you have three years from the accident date to file a personal injury lawsuit after being hurt by a negligent driver in a car accident. Not filing a lawsuit against the at-fault party within this deadline can result in your claim being denied by an insurance company.

Although the three-year window seems like a long time, time is often consumed quickly as you negotiate with insurers that will fight to reduce or deny your claim. As a car accident victim, you must work with an experienced lawyer as soon as possible to have your case evaluated and start working on getting the compensation you need.

Insurance Company Deadlines

When you pursue compensation for your accident-related injuries or losses, you also have to consider the insurer’s strict deadlines. Typically, you must report the accident to your insurer within one or two days. Insurers tend to be hard on people who don’t report their accidents promptly. Not reporting could lead to the insurance company delaying your claim or denying it altogether.

Meeting Deadlines with the Help of Your Lawyer

You must speak with a lawyer to get your insurance claim started if you have been hurt in a car accident because of another driver’s negligent action. Once your attorney determines that you have a case, they can advise you about what you can do to get the total compensation you are entitled to. When they take your case, they will start collecting evidence such as police reports, traffic camera footage, photos were taken from the crash scene, eyewitness statements, and expert witness testimony to strengthen your claim.