When searching for a home insurance policy, you’ll want to look for a few key factors. You’ll want to know if they offer a Green home discount, if you can get more than one policy with them, and if they’re easy to work with. You’ll also want to know how much they charge for coverage.
Green home discount
Travelers Insurance offers a green home discount for their customers who install energy-efficient home improvements. This discount will help you save money on your home insurance premium if you own a home that is certified as green by the U.S. Green Building Council or LEED. Using energy-efficient home improvements can cut your energy bills by 20 to 30 percent and lower your exposure to airborne pollutants. However, you must have a policy with Travelers to take advantage of this discount.
Travelers also offers several other insurance products besides home insurance. These include auto, motorcycle, boat and yacht, umbrella, and pet insurance. Some of these policies are eligible for discounts if you bundle them together. In addition, Travelers also offers landlord insurance, which protects a single or multi-family home.
Multi-policy discounts
There are a number of discounts available to Travelers customers. These include the good student discount, which gives customers up to 8 percent off their policy if they’re enrolled in a full-time college and maintaining good grades. Another discount is available to customers who insure several vehicles or own multiple homes. A student away at school discount is also available.
Travelers also offers multi-policy discounts, allowing policyholders to save up to 12% when they combine policies. It is also possible to qualify for a discount if your home is certified as green.
Easy to work with
If you are considering purchasing a homeowners insurance policy, Travelers can be a good choice. The company offers insurance for both homes and autos and is available in most states. You can apply online or over the phone. In some states, you can even apply through Amazon. The application process is quick and easy. All you need to do is enter your ZIP code and fill out five pages of information. It will take about five minutes, and you can also manage your policy online. You will also find an online phone number to contact them if you have any questions.
Customers who have had their insurance for decades report that Travelers is easy to work with and saves them hundreds of dollars every year. However, others have had trouble getting even basic policy needs met with the company. In some cases, Travelers has been known to take weeks to visit customers or to activate quotes without their permission.
Cost
The cost of Travelers homeowners insurance varies greatly from state to state, but it generally offers a wide range of coverage options. These include dwelling and other structures, personal property, liability, and additional living expenses. In addition, Travelers provides flexible deductibles, premium discounts, and coverage for green homes.
Travelers also offers discounts for people who have multiple policies. These discounts can save you as much as 12% on your homeowners insurance, car insurance, and umbrella coverage. Other discounts for Travelers homeowners insurance include the home buyer discount (for homes purchased within 12 months of the policy start date), loss-free discount (no claims in a specified time period), and protective device discount (for home security systems).
Homeowners insurance rates are determined by several factors, including location, age of the home, and type of home. They also depend on a person’s credit score and claim history. In addition, the price of insurance may vary based on a person’s age, marital status, and credit score. Here’s how Travelers homeowners insurance rates compare to the national average.
Customer service
Travelers Homeowners Insurance has above-average customer satisfaction, but it’s not the best. In fact, the company received an overall score of 87 out of 100 in a recent study by MoneyGeek. The company also scored above average in affordability and financial stability, and has a low complaint index of 0.19.
Travelers home insurance is available in several different forms and is customized for each individual customer. It covers your dwelling, other structures, personal property, liability, and loss of use. It also includes discounts for higher premiums, and offers coverage for green homes. Customers can also customize their policies by adjusting their deductibles.
Other features include a discount for smart homes, multipolicy discounts, and umbrella protection. The company offers policies online or through local agents across the country. The company also offers an app that lets you manage your policy.